You’re in your cube. It’s Friday and the keys on your computer are clacking as you are working hard on the report that the boss needs. You are finding it hard to concentrate on the inventory report your are building. You’ve been watching the company’s stock price, and stock market in general, fluctuating wildly in a little window on your computer. More layoffs are coming and you’ve made it through so far.
You’ve quietly put out your resume, just in case, but have gotten no hits.
You think about your bills and wonder how you are going to make it. It seems like there’s never any money left at the end of the month. You get a message to come to the manager’s office. With leaden feet you slowly walk down the long aisle to her office.
61% of Americans are living paycheck to paycheck. Do you have any significant savings? Have you been able to save for retirement? Did you know that only 50% of workers have saved more then $2000 for retirement. Or are you expecting to keep working like 55% of workers ages 60-64 are right now looking for work.
Unemployment is a scary thought. There are over 6 million people in the US that have been out of work for 6 months or more. That’s a long time and will be brutal on your emotional well being. Even with unemployment you are going to need something to get over that. That only lasts 99 weeks and many of them still haven’t found work. 1 in 6 Americans are enrolled in at at least 1 anti-poverty program.
Bankruptcies in 2009 increased 32% to 1.4 million American, and the final numbers for 2010 are expected to be even higher.
Are your underwater on your mortgage? 67% of mortgages in Nevada, 49% in Arizona and 46% in Florida are that way. How about your home?
Then look at commodities, oil is nearing $100/barrel, gold has been at all time highs for months, cotton is at the highest price since the Civil War. You don’t even need to go that far. Look at your groceries. Almost everything has new packages that are smaller, to try and keep the prices the same, but it messes up all those recipes that call for 1 can or 1 package of something or other. Or those items that have stayed the same size like a gallon of milk or a pound of bacon have gotten more expensive.
Then there’s inflation. Since 1913, when the Federal Reserve was created, the dollar has lost 95% of its purchasing power. In 1913 $20.00 would buy you a suit. Adjusting for 97 years of inflation that $20 is worth $440.33 today, which will still get you a good suit.
Then there are the countries around the world having financial problems. Greece, France and England are all experiencing strikes and riots over proposed cutbacks in government programs.
The financial future of the country and the world looks grim. That is true. But you can do things even now to reduce its impact on you and your family.
You need to do only a few things to put yourself on a course toward financial preparedness and ultimately financial freedom. Allowing the changing winds of the economy to be something to fill your sails instead of pushing you around.
This special report will help guide you toward preparing to weather these rough economic times.
You’ll find out how to determine what you current financial state is, where you can cut expenses, how to increase you income, how to preserve your existing wealth, setup an emergency fund, not just of money but food and other common household commodities, how to reduce your debts and when gold or silver are good options to buy.
You’re home should be a lifeboat to save you from the storms that are coming. Is it ready? Are you ready?
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If you boil it all down there are only two kinds of disaster:
1. The ones you have to run away from, away from home, work or school.
2. The ones you can stay home for
That means you have to have some supplies on hand to deal with each of those cases.
You need to cover the most basic human needs:
E. Information and Documentation
This book helps you setup the kits you need to be ready for most disasters.